MAJID LOTFI GHAHROUD
My Skills & Experience
I’m thrilled to invite you to explore my work, skills and professional experience, and get to know a bit more about me. I am a business developer, Financial Controller and Fintech/Defi researcher in Korea, and I have worked with several companies, and institutes for more than 18 years. Moreover, I finished my Ph.D. in Financial Management in 2018 (as well as postdoc in Korea), and I have published more than 40 articles.
A born go-getter. I give 100% to every new project I take on. It’s my firm belief that a good challenge is a great way to develop and improve, which is why I make a point of seeking out challenges in the professional realm as well as in my personal life. Take a moment to look around, and contact me directly to learn more.
MY BIO
I’m an experienced professional researcher and business developer, in Korea. My work is focused on producing quality work and making a significant impact. I’m happy to apply the experience and skills I’ve obtained in my career in order to manage projects through creative problem solving and innovative thinking. I possess a strong eye for detail and can thrive independently as well as in a team environment.
Interests and hobbies: Running, Hiking, Kendo, Football, Table Tennis, Skiing, Billiard
EXPERIENCE
What I’ve Done
PERSONAL BANKING EXPERT, MELLAT BANK
LECTURER, UNIVERSITY OF APPLIED SCIENCE AND TECHNOLOGY
SENIOR INNOVATION AND DIGITAL TRANSFORMATION EXPERT, SHAGHAYEGH SOFTWARE COMPANY
Business Developer and Financial Controller in Korea
DAITS Co. and NGRAMN company
POSTDOC RESEARCHER, HANKUK UNIVERSITY OF FOREIGN STUDIES - RESEARCH ASSISTANT AT THE STATE UNIVERSITY OF NEW YORK (SUNY KOREA)
EDUCATION
Sep 2013 - Dec 2018
PH.D. IN FINANCIAL MANAGEMENT, UNIVERSITY OF TEHRAN
Feb 2008 - Sep 2011
MSC, PUBLIC ADMINISTRATION-HRM
Sep 2002 - June 2007
BSC, BUSINESS ADMINISTRATION
MY SKILLSET
My skills have been built up over years of professional work experience as well as my researches, and online courses on Coursera. I have a great balance between industry-specific skills and soft skills, which means I have what it takes to do brilliant work and make a contribution to any team. If you’re interested in getting to know more about me, and the skills I possess, get in touch. I’d love to discuss with you all the tools, skills and more I can put to use for you.
BEHAVIORAL ECONOMICS
FINTECH
ENVIRONMENTAL Finance
PUBLICATIONS
Articles and Books:
Lotfi Ghahroud, M, Tajdini, S, Han, C.S, (2022), A new version of CBDC based on the most important economic factors and exports of countries, Cognet Economics and Finance, (Under Review).
Han, C, Lotfi Ghahroud, M, Arghavan, D, (2022), The comparison between volatility and herd behavior of investors in the S&P500 stock market index and Bitcoin, Review of Financial Studies, (Under Review).
Han, C. S., Lotfi Ghahroud, M., Park, M. J., & Ghassemi Nejad, J. (2023). A new blockchain investment and energy certificate platform. Cogent Engineering, 10(2), 2260226.
Rezania, S., Oryani, B., Nasrollahi, V. R., Darajeh, N., Lotfi Ghahroud, M., & Mehranzamir, K. (2023). Review on Waste-to-Energy Approaches toward a Circular Economy in Developed and Developing Countries. Processes, 11(9), 2566.
Han, C. S., Kwon, H., Tajdini, S., Ghahroud, M. L., & Arghavan, D. (2023). Innovative deposit products in Woori Bank. Journal of Money and Economy, 17(3), 321-352.
Oryani, B, Meridian, A, Han, C.S, …, Lotfi Ghahroud, M, (2022), Modeling the Environmental impact of Energy Poverty in South Korea: Do Environment-related technologies matter? FUEL, Volume 329.
Tajdini, S, Taiebnia, A, Hamooni, A, Lotfi Ghahroud, M, Jafari, F, (2022), Current-oriented behavioral bias and past-oriented behavioral bias in financial markets, Journal of Mathematics and Modeling in Finance (JMMF), 7(1), P. 229-243.
Tajdini, S, ...Lotfi Ghahroud, M, (2021), Trade War and the Balanced Trade-Monetary Theory, Journal of Mathematics and Modeling in Finance (JMMF), Vol 1, 2.
Mehrara M, …, Lotfi Ghahroud, Majid, (2021), Past-oriented behavioral bias: A study on S&P & TEPIX indexes, Advances in Mathematical Finance and Applications, 7(1), 229-243.
Talaiekhozani, A, Lotfi Ghahroud M, Rezania S., (2021) Estimation of Carbon Monoxide, Sulfur Oxides, Nitrogen Oxides, Volatile Organic Compounds, and Particulate Matters Emission due to Cryptocurrencies Miners’ Activity in Iran, MDPI Earth 2021, 2, 1–5. https://doi.org/10.3390.
Tajdini, S., Jafari, F., & Lotfi Ghahroud, M. (2021). Unusual behavior: Reversed Leverage Effect Bias. Journal of Mathematics and Modeling in Finance, 1(1), 65-76.
Rezania, S., Kamyab, H., Rupani, P. F., Park, J., ...., Lotfi Ghahroud, M., …, & Cabral-Pinto, M. M. (2021). Recent advances on the removal of phosphorus in aquatic plant-based systems. Environmental Technology & Innovation, 101933.
Lotfi Ghahroud, Majid, Jafari Farzad, Maghsoodi Jamal, Review of the Fintech categories and the most famous Fintech start-ups, (2021), Journal of FinTech and Artificial Intelligence (JFAI), V1,1.
Ebrahimiyan Niloufar, Lotfi Ghahroud Majid, Bastani Allah Abadi Shayan, Jafari Farzad, (2021), Tokenization and its application in different countries, Journal of FinTech and Artificial Intelligence (JFAI), V1,1.
Lotfi Ghahroud Majid, Ebrahimiyan Niloufar, Bastani Allah Abadi Shayan, Jafari Farzad, Tajdini Saeid, (2021), The Sandbox Approach, Journal of FinTech and Artificial Intelligence (JFAI), V1,1.
Rezania, S., Oryani, B., Cho, J., Sabbagh, F., Rupani, P. F., Talaiekhozani, A. & Lotfi Ghahroud, M. (2020). Technical Aspects of Biofuel Production from Different Sources in Malaysia—A Review. Processes, 8(8), 993.
Tehrani, R., Mirlohi, S. M., Mehrara, M., & Ghahroud, M. L. (2019). The effect of Contractual Rewards on Non-Maturing Deposits and Bank Funding Stability (Case Study: Bank Mellat), The Quarterly Journal of Asset Management and Financing, Vol 5.
Lotfi Ghahroud, M, Hossein Mahmoudi S, Saroukhani L, Khalil khani R, (2020), Banking on social media: Compare Korean and Iranian applications, Journal of economics and environment, 1(1).
Lotfi Ghahroud M, Bagheri O, Zahra Sadati S, (2020), Social banking and corporate social responsibility, Journal of economics and environment, 1(1).
Lotfi ghahroud M., Aghajani Kalkhouran H., Besarati Ziabari H., Parseh M., Sedighi A., Azizi F., (2020). The role of Tech companies in economy and environmental protection during COVID-19 pandemic (Case study: Cisco Systems), Journal of Energy and Environment pollution, Vol 1(1).
Lotfi Ghahroud M, Hosseini S, Ariannejad A, Partovi E, (2020), The Impact of Corporate Social Responsibility (CSR) on Bank Reputation and Financial Performance (Case study: Iranian banks), Journal of economics and environment, 1(1).
Lotfi Ghahroud M, Jafari F, Sadati S, (2020), The relationship between economic growth and energy consumption behavior), Journal of economics and environment, 1(1).
Ghahroud, M. L. (2020). Bank Funding Stability (Review Study). Journal of Economics and Environment, 1(2), 10-10.
Ghahroud, M. L. (2020). Bank funding stability by non-maturing saving account Based on social banking. Journal of Economics and Environment, 1(2), 1-8.
Ghahroud, M. L., & Kalkhoran, S. A. (2020). Discourse analysis and green economics: A review of academic studies. Journal of Economics and Environment, 1(2), 9-23.
Ghahroud, M. L. (2020). The Impact of environmental reporting on investor’s behavior in Borsa Istanbul. Journal of Economics and Environment, 1(3), 9-9.
Ghahroud, M. L. (2020). Types of green financial products in developing countries. Journal of Economics and Environment, 1(3)5.
Ghahroud, M. L. (2020). The impact of corporate environmental performance on corporate financial performance in Tehran stock exchange. Journal of Economics and Environment, 1(3), 3-3.
Ghahroud, M. L. (2020). Policymaking of electronic banking: Is there a tendency to protect the environment? Journal of Economics and Environment, 1(3)9.
Ghahroud, M. L. (2020). Environmental protection strategies by socially responsible ETFs. Journal of Economics and Environment, 1(4), 6-6.
Ghahroud, M. L. (2020). A Review of Financial Nudging Energy Consumption Behaviors. Journal of Economics and Environment, 1(4), 12-12.
Ghahroud, M. L. (2020). The relationship between corporate social responsibility and green competencies. Journal of Economics and Environment, 1(4)6.
Ghahroud, M. L. (2020). Gamification for Energy Conservation and Corporate Social Responsibility (CSR). Journal of Economics and Environment, 1(4),6.
Ghahroud, M. L. (2016). Analyse and Survey Variables of Macroeconomic Effects on Credit Risk of Bank Mellat. European Journal of Economics and Business Studies, 2(2), 143-152.
Sadabadi M., Bagheri O., Khodadousti M., Lotfi Ghahroud M., (2016). The effect of interest rate and inflation on the net inflow of foreign direct investment in Iran and China, 2016, International Journal of Advanced and Applied Sciences, 3(6) Pages: 73-78.
Bageri O., Salimi M., Mehr Ara M., Lotfi Ghahroud M., (2015). The Position of Funding in Capital Market and its Influence on Stock Return of Accepted Companies in Exchange Market – publication, AULA ORIENTALIS journal, Vol 3.
Lotfi ghahroud M., (2011). Study of the Relationship between Employees Empowerment and e-banking Development in Mellat Bank, International Research Journal of Applied and Basic Sciences, Vol 15. (Master Thesis).
Conferences
Analyze and Survey Variables of Macroeconomic Effects on Credit Risk of Bank Mellat, 2016, 10th international congress on social science, Madrid, Spain with presentation.
Evaluation of retail Customer`s behavior and its influence on credit risk (Artificial Neural Network Model), 2018, Annual conference on global research insights in humanities, social science & business management (GHSM-18), Barcelona, Spain.
Prioritization of finance strategy: A case study in Iran tourism infrastructure project, 2017, 15th conference of social science and humanities, Kuala Lumpur, Malaysia.
Way of increasing income and market share in health market by suitable banking services. 2011, banking services conference, Tehran, Iran.
Role of financing in capital market and effect of financing on companies in Stock market, 2013, eighth conference on development of investing and financing system in Iran.
Predict credit risk by using logit model in Mellat Bank, 2014, conference of risk management and financial engineering, Tehran, Iran.
New banking models in Iran by using universal banking model, 2014, 4th Annual Conference on E-Banking and Payment Systems, Tehran, Iran.
New banking models in the world and using them in Iran, 2015, 5th Annual Conference on E-Banking and Payment Systems, Tehran, Iran.
Book (Translations)
Coach to win: seven steps to breakthrough performance on the job and in your life, Howard Guttman, 2011.
How the best leaders lead: proven secrets to getting the most out of yourself and others, Brian Tracy 2010.
Speak to win: how to present with power in any situation, Brian Tracy, 2008.
European Financial Markets and institutions, Sander, 2009.
"Believe you can and you're halfway there"
Theodore Roosevelt
CONTACT
Faculty Building, Hankuk University of Foreign Studies, Seoul, South Korea
123-456-7890